Starting at $150 per year

Protect your e-bike with tailored insurance.

Dedicated e-bike insurance that goes beyond renters or homeowners coverage. From theft to mechanical failure, you get full coverage for replacement or repair.

Start your quote
Bike

Similar to policies featured in:

  • Forbes
  • TechCrunch
  • Wired
  • BBC
  • CBS
  • Fast Company

Full replacement cost at home or on the road.

Renters and homeowners insurance only cover you at home, depreciate your bike, and don't cover upgrades, components, or gear.

  • Complete E-Bike Coverage

    From your handlebars to your motor, every part of your e-bike is protected against theft, damage, and wear, ensuring you're always ready to ride.

  • Specialized Theft Protection

    E-bikes are a target for theft, but our policy offers unmatched protection and support to quickly replace your bike without out-of-pocket expenses.

  • Battery and Motor Safeguard

    Unique to e-bikes, our coverage extends to your bike’s battery and motor, including failures outside the manufacturer's warranty.

  • Personal Injury and Liability

    Ride with peace of mind knowing you're covered not just for accidents, but for any liability towards others, with medical costs included.

  • Roadside Assistance

    If your e-bike fails you on the road, our policy includes immediate assistance to help you get moving again, wherever you are.

  • Customizable Coverage Options

    Choose what fits your lifestyle and budget. Increase your protection with gear and accessory add-ons, or save money with a higher deductible.

Build your quote today

It takes 30 seconds to enter your bike information, build a quote, and get peace of mind that your bike is protected.

Start your quote

E-bike owners get peace of mind with our policies

See how easy claims and coverage is with ElectricInsured

Frequently asked questions

If you have anything else you want to ask, .

    • What does e-bike insurance cover?

      Our e-bike insurance policies cover theft, accidental damage, and vandalism as standard. We also offer optional coverage for personal injury, third-party liability, and breakdown assistance, ensuring comprehensive protection for all aspects of your e-bike usage.

    • Are battery and motor failures covered?

      Yes, our unique e-bike insurance plans include coverage for mechanical failures of your e-bike’s battery and motor, even outside of the manufacturer’s warranty period. This is especially useful for e-bike riders relying on their bike’s performance daily.

    • Can I add additional accessories to my policy?

      Absolutely! You can customize your policy to include coverage for accessories and add-ons such as helmets, locks, and even custom parts. Just ensure to declare these items when you sign up or update your policy.

    • How quickly are claims processed?

      We prioritize quick claim processing. Most claims are reviewed and settled within 48 hours of submission, ensuring you are back on the road as soon as possible without significant downtime.

    • Is there a discount for multiple e-bikes?

      Yes, we offer a discount if you insure more than one e-bike with us. This is perfect for families or individuals with multiple bikes, providing affordable coverage for all your cycling needs.

    • What sets your e-bike insurance apart from others?

      Our policies are designed specifically for e-bike riders, taking into account the unique risks and requirements associated with electric bikes. We offer tailored coverage that traditional bike insurance policies may not provide, such as battery and motor protection.

    • Can I cancel my policy at any time?

      Yes, you can cancel your policy at any time. If you cancel within the first 14 days and haven't made a claim, we will refund your premium in full. After that, you can still cancel but a pro-rated refund will be issued based on the remaining coverage period.

    • Do I need a special lock to qualify for theft coverage?

      To qualify for theft coverage, we require the use of a security device that meets our approved standards. This includes U-locks and other high-security locks. Details and recommendations can be found on our website or by contacting customer service.

    • How can I reduce my premiums?

      You can reduce your premiums by choosing a higher deductible, securing your e-bike with approved anti-theft devices, and availing of our no-claim bonus. Additionally, keeping your e-bike in a secure location and opting for annual payments can also help lower costs.